A cohesive rules-as-code workbench for simulation, approval, versioning, runtime enforcement, and learning.
| State | Meaning | Runtime behavior |
|---|---|---|
| Draft | Policy is modeled but not active | Simulation only |
| Approved | Policy owner and controller approved | Ready for activation |
| Active | Runtime policy engine enforces it | Agents must check before action |
| Retired | No longer used for new decisions | Replay remains pinned to historic version |
| Policy | Status | Owner | Rule intent | Runtime boundary |
|---|---|---|---|---|
| P2P tolerance policy | Draft simulation | Controller + policy owner | Exception volume, leakage risk, duplicate control unchanged | Agents can recommend only after approval |
| No PO No Pay | Active | P2P control owner | Reject or reroute non-compliant invoices | Blocks unsafe payment path |
| Delegation of Authority | Active | Finance governance | Routes approvals by spend, risk, budget, entity | Human gate required above threshold |
| Duplicate invoice policy | Active | Control owner | Block or hold when duplicate confidence crosses threshold | Evidence and replay required |
| Structured remittance policy | Draft simulation | O2C process owner | Request remittance before expected payment | Prevents unidentified cash |
| Deduction taxonomy | Draft simulation | O2C and commercial owners | Standard reason categories and owner routing | Improves dispute cycle time |
| Tower | Simulation | Current | Proposed | Expected impact | Status |
|---|---|---|---|---|---|
| P2P | Widen PO tolerance from ±1% to ±3% | ±1% tolerance creates avoidable normal price-variation exceptions. | ±3% for Tier 1 and Tier 2 vendors covering roughly 70% of vendor base. | Eliminates roughly 15% of invoice exceptions with SAP ECC config and policy approval. | Draft simulation |
| P2P | Auto-GR for repeat contracted services | Forgotten GR creates invoice failure and GRIR backlog. | Auto-post GR at service-period end unless dispute raised within 48h. | Attacks a major source of GRIR backlog at source. | Draft simulation |
| P2P | Rationalize 40+ payment terms to five tiers | Fragmented terms reduce DPO optimization and routing consistency. | Net 30, Net 45, Net 60, Early Pay Discount, Immediate. | Supports working-capital optimization and simpler policy execution. | Draft simulation |
| O2C | Structured remittance before cash lands | No remittance drives unidentified cash and manual matching. | Request remittance 48h prior and mandate ISO 20022 / CAMT.054 for top customers. | Eliminates roughly 70% of unidentified cash at source. | Draft simulation |
| O2C | BPRR credit tier policy | Periodic credit review consumes effort even for low-risk customers. | BPRR 1-2 auto-renew, BPRR 3-4 annual review, BPRR 5+ event-triggered. | Removes a large share of low-risk credit review workload. | Draft simulation |
| O2C | Standardize deductions to 15 global categories | Inconsistent reason codes cause manual investigation and ownership confusion. | Finance, Sales, and Commercial ownership by category. | Reduces manual deduction investigation by roughly 60%. | Draft simulation |
Agent recommendations must bind to active policy, evidence sufficiency, human approval rules, and replay. Simulation output does not execute write-back.
Repeated exceptions and human overrides create candidate policy improvements. Promotion requires policy owner approval before agents can use the rule.